care@b4salary.com +91-7733866663
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Apply for Instant Salary Loan

Quick approval • Minimal documents • 100% digital

🔒 Secure & Encrypted   |   ⏱ Approval in few minutes

Risks

A disclaimer before you apply

RELATIVELY HIGH INTEREST RATE

The rates are somewhat higher as compared to long-term loans like automobile loans from banks.

RESIDENTS ONLY

We only serve Indian citizens.

SALARY LOANS

This is short term loan service only for salaried individuals with a salary above INR 25000/-

Eligibility Criteria

  • Should be Indian resident
  • Salaried Employed
  • Above 25 years of age is mandatory
  • Need to be Savings Bank Account Holder
  • CIBIL Score Should be Fair

Documents Required

  • Your personal loan application should be completely filled with your current photograph.
  • PAN Card required.
  • Residence proof – Driving Licence, Voter ID, Passport, Utility Bills (Electricity/Water/Gas), Postpaid/Landline Bill.
  • Last 3 months bank statements of the salary account.
  • Last 3 months Salary Slips.

Address & Accreditation

Completed Application Form
Please fill in all details accurately. Faster and precise completion will provide quicker fund disbursement. Apply now for swift financial support!
Passport-Size Photograph
Your A-4 size clear and recent passport photograph on a white background is required.
Identity (ID) Proof
Aadhaar Card and PAN Card are mandatory.
Address Proof
You can use Voter ID, Driver’s License, Passport, Post-paid/Landline Bill, Utility Bill (Electricity/Water/Gas).
Income Proof
Recent 3 months bank statement (salary account) and last 3 months salary slips are required.

Rates and Fees

Monthly Interest Rate: 2.9166

Offered Annual Percentage Rate (APR): 35% (Fixed)

Tenure/Repayment Period: 1 - 3 Years

Minimum–Maximum Loan Amount: INR 10,000 - 5,00,000

Processing Fee: 2%

GST on Processing Fee (Exclusive): 18%

Representative Example:
Loan Amount APR Tenure Processing Fee GST on Processing Fee Amount Disbursed EMI Total Repayment Amount Total Interest
₹ 50,000 35% 12 Months ₹ 1,000 ₹ 180 ₹ 48,820 ₹ 4,998 ₹ 59,978 ₹ 9,978

About

B4SALARY is owned by M/s Kisga Leasing and Finance Pvt Ltd., a RBI - registered Non-Banking Financial Company (NBFC).
CIN : U74899DL1993PTC053939

Full Registered Office Address (same as RBI)

Registered Address

C-31, DSIDC, ROHTAK ROAD INDUSTRIAL COMPLEX, NANGLOI, DELHI, India, 110041

Ofiice Address

Multan Nagar, Delhi, India

+91-7733866663

care@b4salary.com

Services

Instant Salary Loan Personal Loan Short Term Loan Emergency Loan

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