This website (b4salary.com) and the B4SALARY mobile application (collectively referred to as the “website,” “services,” or “app”) are owned and operated by Kisga Leasing and Finance Pvt Ltd., a company incorporated under the Companies Act, 1956, with its registered office at B-7, New Multan Nagar, Paschim Vihar, New Delhi — 110056
By using the B4SALARY platform, you explicitly consent to share the information required for availing the services offered. B4SALARY may collect and use your information as outlined in this Privacy Policy to facilitate lending and non-lending services in collaboration with financial institutions, third-party partners, and service providers.
By accepting this Privacy Policy, you expressly consent to B4SALARY's collection, retention, analysis, use, and disclosure of your information as described herein.
Access may be required for selfies, document uploads, and audio/video recordings for onboarding, verification, or KYC purposes.
Location data may be collected to verify address, assess serviceability, detect fraud, and underwrite customers. Location access is enabled only with your consent.
Device-related data such as IP address, OS, browser, hardware model, and timestamps may be collected to prevent unauthorized access and fraud.
Storage permission is required to upload identity documents, bank statements, and related files during loan application.
B4SALARY reads only non-personal SMS from 6-digit alphanumeric senders related to financial transactions. Personal messages and third-party OTPs are not accessed.
The app may collect a list of installed applications via trusted partner Credeau to assess risk and detect fraud. Data is collected only after explicit consent.
SIM status and network strength are checked for onboarding and fraud prevention. Contacts and call logs are never collected.
We may collect personal, financial, device, and transactional information required for loan eligibility, compliance, fraud detection, and service delivery.
B4SALARY may share information with banks, NBFCs, credit bureaus, and service providers. These third parties have independent privacy policies, and we recommend reviewing them.
Users may withdraw consent, request corrections, or delete their app account by contacting care@b4salary.com. Legal or regulatory obligations may require certain data retention.
Email: care@b4salary.com
Address: B-7, New Multan Nagar, Paschim Vihar, New Delhi — 110056